Portugal Residence Visas: D2, D7 & D8 – A Complete Guide for Future Homeowners

Date: October 16, 2025 | By: Quintas and Casas

Portugal continues to attract international buyers looking for a better quality of life, a stable economy, and a safe environment to retire or relocate. Whether you’re planning to enjoy your retirement in the sun, invest in a business, or work remotely, Portugal offers several residence visa options to suit different lifestyles — most notably the D2, D7, and D8 visas.

Understanding which visa fits your personal circumstances is an essential step if you're planning to buy property in Portugal and make the country your new home. Below, we break down each option in a clear and practical way.

The D7 Visa – Passive Income & Retirement

The D7 Visa is ideal for retirees or individuals with a steady passive income (such as pensions, rental income, dividends, or investments). This visa allows non-EU/EEA citizens to reside in Portugal without needing to work locally.

Minimum Income: Around €9,000–€10,500/year for the main applicant (based on Portuguese minimum wage). Additional amounts are required for a spouse (+50%) and children (+30% each).
Key Requirements: Proof of regular income or sufficient savings, clean criminal record, health insurance, and proof of accommodation in Portugal.
Residency Obligation: You must spend at least 16 months in Portugal during the first two years.

This visa is particularly popular with retirees from the UK, USA, France, and Germany who are looking to buy a home in the Algarve and enjoy a relaxed lifestyle with excellent healthcare and community networks.

The D2 Visa – Entrepreneurs & Self-Employed Professionals

The D2 Visa is designed for those who want to start or run a business in Portugal. Whether you're a freelancer, independent professional, or planning to invest in a new venture, this visa offers a clear pathway to residency.

Requirements: A solid business plan, proof of financial capacity, clean criminal record, health insurance, and proof of accommodation.
Flexibility: You can set up your business in Portugal or manage a foreign company while living in the country.
Family Inclusion: Your family can also obtain residency through family reunification.

Many international entrepreneurs choose to base themselves in the Algarve thanks to its excellent infrastructure, strategic location, and growing expat community. Buying a property through Quintas and Casas can also help strengthen your residency application by demonstrating long-term commitment to the region.

The D8 Visa – Digital Nomads & Remote Workers

The D8 Visa, also known as the Digital Nomad Visa, is aimed at remote workers and freelancers employed outside Portugal who want to live in the country while continuing their professional activities.

Minimum Income: Approximately €3,480 per month (4× the Portuguese minimum wage in 2025).
Key Documents: Proof of remote work, employment or freelance contracts, clean criminal record, health insurance, and proof of accommodation.
Lifestyle: This visa is perfect for those who want to enjoy Portugal’s climate and culture while maintaining their international career.

Many D8 visa holders choose to settle in the Algarve, combining their remote work with coastal living, easy access to international airports, and vibrant communities.

Choosing the Right Visa for Your Property Purchase

Each visa offers different advantages depending on your situation. If you're retiring with stable income, the D7 is likely your best choice. If you're launching a business, the D2 will provide the right framework. For remote workers, the D8 is tailor-made for modern professionals.

Once you’ve chosen the right visa, the next step is to find the perfect property. Whether you’re looking for a traditional quinta, a contemporary villa, or a central apartment, Quintas and Casas can guide you through the entire buying process.

Important Updates for 2025

The Non-Habitual Resident (NHR) tax regime ended in 2023, so it's important to consult a tax advisor for updated fiscal strategies.
Minimum income thresholds are tied to Portugal’s minimum wage and may change annually.
Residency renewals typically require proof of continued financial stability and residence in Portugal.

Start Your Journey with Quintas and Casas

Relocating to Portugal can be a life-changing decision — and choosing the right visa is just the beginning. With our deep knowledge of the Algarve real estate market and years of experience working with international clients, Quintas and Casas is here to make your transition smooth and successful.